Hardie Siding vs. Stucco: Which Is Best for Your Home?

Exterior Siding vs stucco

Choosing the Right Exterior for Your Home

Imagine standing outside your home, gazing at its exterior, and pondering, “Is this the best look and protection I can give my house?” If you’re a homeowner in Colorado Springs, this thought might cross your mind often. With the region’s unique climate—sunny days, occasional hailstorms, and fluctuating temperatures—selecting the right siding isn’t just about aesthetics; it’s about durability and maintenance, too.

At Southern Mesa, we get it. We’ve seen homeowners torn between different siding options, especially when deciding between Hardie siding and stucco. You’re probably wondering: Which one will withstand Colorado’s weather? Which offers better value for money? And, let’s be honest, which will make your home the envy of the neighborhood?

In this guide, we’ll walk you through the ins and outs of both Hardie siding and stucco. By the end, you’ll have a clear picture of which material suits your home best. Let’s dive in!

What Is Hardie Siding?

Hardie siding, often referred to as Hardie board, is a type of fiber cement siding. But what does that mean? Picture a material made from a mix of cement, sand, and cellulose fibers. This combination results in a tough, durable siding that’s designed to mimic the look of wood, without the pesky issues like rot or termite damage.

Benefits of Hardie Siding:

  • Durability: Hardie siding is built to last, resisting common issues like warping, and swelling.
  • Low Maintenance: It requires less often for exterior paint application than standard siding. A simple wash now and then keeps it looking fresh.
  • Fire Resistance: Being non-combustible, it offers an added layer of protection against fire hazards.
  • Aesthetic Versatility: Available in various styles and colors, it can match many architectural designs.

What Is Stucco?

Stucco is a classic siding material that’s been used for centuries. It’s a plaster-like substance made from cement, sand, and water, applied in multiple layers over paper and lath (a framework that helps the stucco adhere). Once dried, it forms a hard, solid covering for your home’s exterior.

Benefits of Stucco:

  • Seamless Appearance: Stucco provides a smooth, continuous surface with minimal visible seams or joints – due to the need for expansion joints.
  • Energy Efficiency: It acts as an insulator, helping to keep homes cooler in the summer and warmer in the winter.
  • Fire Resistance: Like Hardie siding, stucco is non-combustible.
  • Versatility: It can be textured and colored to achieve various finishes, from smooth to rough.

Hardie Siding vs. Stucco: Key Differences

Choosing between Hardie siding and stucco involves considering several factors:

Durability & Weather Resistance

  • Hardie Siding: Designed to withstand harsh weather conditions, it’s more resistant to hail damage than vinyl, which is a plus in Colorado Springs.
  • Stucco: While durable, stucco can develop cracks over time, especially if the foundation shifts or settles. Moisture can also seep into these cracks, leading to potential issues.

Maintenance Requirements

  • Hardie Siding: Requires minimal upkeep. An occasional cleaning and periodic inspections are usually sufficient. Occasional painting to maintain its appearance and help with protection from UV rays increasing its lifespan.
    • Hardie Siding: Requires minimal upkeep. An occasional cleaning and periodic inspections are usually sufficient. Occasional painting to maintain its appearance and help with protection from UV rays increases its lifespan.

      Pro Tip: The quality of exterior paint can dramatically affect your siding’s longevity and appearance. Here’s why low-quality paint isn’t worth the risk.

  • Stucco: Needs regular inspections to check for cracks or damage. Repairs can be more involved, requiring patching and sometimes repainting to maintain its appearance.

Energy Efficiency & Insulation

  • Hardie Siding: While it provides some insulation, pairing it with proper underlayment or insulation boards enhances its energy efficiency.
  • Stucco: Naturally offers good insulation properties, helping to regulate indoor temperatures.

Aesthetic Appeal & Design Options

  • Hardie Siding: Offers a wide range of styles, from wood-like finishes to smooth panels, and comes in various colors.
  • Stucco: Provides a traditional look with options for different textures and colors but is generally limited to its classic appearance.

Cost & Installation

  • Hardie Siding: Installation can be more straightforward, but the material itself might be pricier. However, its longevity can offset initial costs.
  • Stucco: Typically has a higher initial cost but can last longer than James Hardie siding, which can reduce replacement and maintenance costs over time. 

Pros and Cons of Hardie Siding

Pros:

  • Longevity: With proper care, Hardie siding can last up to 50 years.
  • Pest Resistance: It’s impervious to termites and other pests that can plague wood siding.
  • Design Flexibility: A plethora of styles and colors to choose from ensures a match for any home design.

Cons:

  • Cost: The initial investment can be higher compared to some other siding materials.
  • Installation: Requires skilled professionals to ensure it’s installed correctly, adding to labor costs.

Pros and Cons of Stucco

Pros:

  • Aesthetic Appeal: Offers a timeless, classic look that’s especially popular in Southwestern architecture.
  • Insulation: Helps in maintaining comfortable indoor temperatures, potentially reducing energy bills.
  • Fire Resistance: Provides a non-combustible barrier, enhancing home safety.

Cons:

  • Cracking: Prone to developing cracks, especially in areas with shifting soils or frequent temperature changes.
  • Maintenance: Requires regular upkeep to address cracks and prevent moisture intrusion.
  • Cost: Higher initial installation costs can be a consideration for budget-conscious homeowners.

Which Siding is Best for Colorado Springs Homes?

Colorado Springs presents a unique climate mix—sunny days, occasional heavy rains, snowstorms, and the ever-possible hailstorm. That means your home’s siding needs to stand up to the elements. Here’s how Hardie siding and stucco compare in Colorado’s unpredictable weather:

  • Hardie Siding: Its resilience against hail, moisture, and fluctuating temperatures makes it a strong candidate. It’s also fire-resistant, pest-resistant, and requires minimal maintenance, which suits homeowners who prefer a “set it and forget it” approach.
  • Stucco Siding: While it’s durable and energy-efficient, stucco has one major weakness—it cracks easily in regions with shifting soil or frequent temperature changes, especially when it’s been installed improperly. Colorado Springs’ freeze-thaw cycles and occasional foundation settling can cause stucco to crack over time, leading to expensive repairs.

Winner? Hardie siding is generally the better option for homeowners in Colorado Springs due to its durability, weather resistance, and lower maintenance requirements. However, if you love the traditional stucco look, proper installation and maintenance can help it last longer.

Cost Comparison: Hardie Siding vs. Stucco

If you’re deciding based on cost, here’s how Hardie siding and stucco compare:

Installation Costs

  • Hardie Siding: Costs $14–$18 per square foot, including materials and labor. While fiber cement siding isn’t the cheapest option upfront, it’s more affordable than stucco.
  • Stucco: Costs $15–$22 per square foot, depending on the texture and finish. The higher labor costs are due to stucco’s multi-layer application process, which is time-consuming.

Long-Term Maintenance Costs

  • Hardie Siding: Requires minimal upkeep and repainting roughly every 10–15 years (depending on quality of paint).
  • Stucco: Needs regular maintenance, including sealing cracks and repainting every 5–7 years – if cracking occurs. 

Southern Mesa’s Recommendation: What’s Best for Homeowners?

At Southern Mesa, we believe in helping homeowners make the best decision for their budget, style, and long-term needs.

  • If you want durability, low maintenance, and weather resistance: Hardie siding is likely your best bet.
  • If you love the Southwest aesthetic and are prepared for potential ongoing maintenance: Stucco could work, but ensure it’s installed properly to prevent cracking.

Either way, proper installation is key—and that’s where we come in. Whether you choose Hardie siding or stucco, our team at Southern Mesa ensures expert craftsmanship and quality materials so your home stands strong for years to come.

FAQs About Hardie Siding vs. Stucco

Q: Which siding lasts longer—Hardie or stucco?

A: Both can last 50+ years with proper care, but Hardie siding requires far less maintenance over time. Stucco is more prone to cracking, requiring frequent repairs.

Q: Which siding is better for hailstorms?

A: Both are hail resistant, yet Stucco is likely better. Both have the potential to see damage depending on the size of hail it receives. Hardie can crack easily if it’s hit directly and Stucco usually only will see surface scuffs.

Q: Does Hardie siding fade over time?

A: Yes, anything painted will fade over time, even with the highest grade paint. This is especially true in the climate of Colorado with the elevation and amount of sun. 

Q: Is stucco or Hardie siding more energy-efficient?

A: Stucco is slightly better for insulation, but Hardie siding can be paired with foam backing for improved energy efficiency greater than stucco.

Q: What’s the best siding choice for resale value?

A: Both offer similar values from a resale perspective. However, if the Stucco is installed improperly and cracks will form at some point and that is easily seen by potential buyers and therefore can decrease the value of the home.

Want to see the difference professional craftsmanship makes?
Watch our video to learn more about our siding work and how we help homeowners make confident, informed remodeling choices.


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