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In the previous articles we discussed the need for permits and for hiring licensed professionals for certain tasks. In the last article in the “How We Protect Our Clients” series we’re going to touch on the topic of insurance. As with the previous article, much of the risks associated with not having a licensed and bonded contractor are quite similar to the risks associated with not pulling a permit or hiring a licensed professional. Instead of reiterating those same risks I’d like to do two things:

One: Point you to this article from Landes Blosch on the necessity of having a licensed and bonded contractor. This article is so well written on the subject that there is really nothing of note that I can add to it.

Two: Discuss our processes at Southern Mesa on how we protect our clients both before we start construction and how we protect our clients upon completion of our projects. We’re going to start with our subcontractors and backtrack a bit from there.

Our Residential Construction Process

There are certain forms that are required by law for general contractors to collect before hiring subcontractors. The 2 required pieces are proof of insurance and a W9 tax form. Oftentimes there is so much going on throughout the day that general contractors will forget to collect this information and try to get it at a later date, i.e. once final payment needs to be made to the subcontractors. If the subcontractors want to get paid they’ll send over the information asap to get their check. Some general contractors remember the need for these documents once they’re reminded by their CPAs around tax season. While a few other general contractors never ask for these documents as they assume they’ll never get audited. Of course the major issue with waiting to get this information is the general contractor cannot be sure if the subcontractor he’s hiring is actually up to date on their insurance premiums, so it only elevates the risk of having unprotected contractors on your property. 

Another big issue with construction workers is that Personal Protective Equipment (PPE) in residential settings can be rare. In commercial projects, things like hard hats, eye protection, and even hearing protection is mandatory due to enforced OSHA regulations. Such regulations don’t exist in the residential arena unless it’s a large-scale new subdivision build or multi-family project (i.e. apartments). Without these regulations you’ll have contractors operating equipment, like grinders, which spray sharp shards of debris everywhere without wearing eye protection. If the contractor or their employees are not insured than you, the homeowners, could be on the line for medical bills should the worker need medical attention. Your homeowners insurance would likely cover you in this scenario but why risk it?

Insurance for the Residential Construction Process

At Southern Mesa we’ve drawn a hard line on not allowing subcontractors on our projects without first having them submit a contractor packet that we developed. This contractor packet consists of a few things but the most important item we want to see is an up to date insurance policy with adequate coverage on their bond and insurance. If they have employees we want to confirm they are covered through workman’s compensation as well. Only when the packet is completed can the subcontractor perform their work.

The reason for this approach is that before we begin work with our clients, we want to provide our clients with proof of insurance for Southern Mesa employees as well as our Subcontractors. As a client you will be able to see all documentation to verify that you are protected and not just taking our word for it. 

A quick caveat; sometimes due to changes in scope of work or project duration we may have to use a different subcontractor than initially planned for. Even then, we will follow the same protocols of having the subcontractor fill out the contractor packet before beginning your work. You, the homeowner, will receive a copy of their bond (when applicable) and insurance before they begin.

Protecting Your Property After a Contractors Finishes the Job

So before we (or a subcontractor) can begin work we have to demonstrate to you the client that you’re protected via our insurance policies. Does that mean that you are in the clear? For the most part, yes. However, at Southern Mesa, we take one additional step before we accept final payment from a client and before paying a subcontractor a final payment. Before we collect a final payment or submit a final payment to a subcontractor we fill out a legal document called a lien waiver. A lien waiver is a document in which a contractor acknowledges that they have been paid in full for the work they have completed and because they have been paid in full they will waive the option to place a lien on your property. In all actuality an invoice being marked as paid in full should prevent anyone from attempting to place a lien on your property, but for you the homeowner this is an extra layer of insurance.

At Southern Mesa we recognize that construction is a high consequence activity even for the most simple of tasks. We take the necessary steps to try to mitigate the risks for ourselves as well as our clients by: 

1. Not engaging in illegal work
2. Hiring only licensed professionals as our subcontractors
3. By offering proof of protection to our clients at the beginning of the project, and throughout the various stages of completion when warranted

 From this article the process can sound daunting, but if the rules are followed from the beginning, it can be a fairly seamless process culminating in a finished product that you will love and know was built safely.

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1. Incorporating native plants: Native plants are adapted to the local climate and require less water and maintenance than non-native species. They also provide food and habitat for local wildlife, which can help to maintain biodiversity in your community.
2. Using permeable materials: Traditional hardscaping materials like concrete and asphalt can create runoff and contribute to water pollution. By using permeable materials like gravel or mulch, you can allow water to filter into the soil, reducing runoff and recharging the groundwater. These materials also contribute to soil stability and decrease the amount of dust and runoff that clogs our drainage systems and decrease air quality without the increased use of water typically seen in seeding or sod.
3. Save the Bees: Many Colorado Native plants help to sustain the populations bees and other pollinators necessary to our ecosystem.
4. Using natural pest control methods: Chemical pesticides can harm beneficial insects and contribute to water pollution. By using natural pest control methods like companion planting or introducing predator insects, you can reduce the need for pesticides and maintain a healthy ecosystem in your yard.
5. Reduce Sod or implement smart watering systems: As many cities are requiring reductions in the amount of water used, our regions’ water limits and restrictions are not going away anytime soon. Getting ahead of the curve now will increase the value of your home and save you time and money in the future when demand for water-wise changes go up.

By implementing these sustainable landscaping practices, you can help to reduce your environmental impact and improve the health of your community. Additionally, sustainable landscaping practices can help to inspire others in your community to adopt similar practices, creating a ripple effect of positive change.

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The answer is not a simple one. The cost of landscaping varies greatly depending on several factors, including the size of your yard, the scope of the project, the materials used, the location of your project, and the specific services you require. However, we can provide some general guidelines to help give you an idea of what to expect.

First and foremost, it’s important to note that landscaping is an investment in your property. A well-landscaped yard can not only
enhance your home’s curb appeal but also increase its overall value. In fact, studies have shown that a well-landscaped property can increase its value by 28 percent.

On average, you should expect to spend around $10/sqft for extensive landscaping installation services. Depending on the size, most full scale projects in Colorado Springs are typically $15,000-$50,000 per yard with most projects landing in the $20,000-$35,000 range. Some projects can cost upwards of $100,000.

Every homeowner, yard, and project is unique and pricing can change depending on various factors:

• The type of materials used: High-end materials, such as natural stone, will be more expensive than cheaper options like concrete pavers.
• The size of the yard: A larger yard will require more materials and labor, thus increasing the overall cost.
• The complexity of the design: If you have a more intricate design in mind, it will require more time and expertise to complete, thus increasing the cost. Designs that incorporate the following also tend to drive costs:
  • Water features
  • Outdoor kitchens and fire pits that require natural gas permitting and installation as well as stone veneer work or stucco
  • Stamped concrete walkways and patios
• Logistical and access challenges: Neighborhoods on the west side of Colorado Springs tend to add unique logistic challenges that are not seen in the flatter areas east of town. Hillside Overlay areas also may require engineering and special approval by the City which will contribute to the end cost of your project.

Now, let’s talk about the return on investment that landscaping can bring to your property. As we mentioned earlier, a well-landscaped property can increase its value by 28 percent. Efficient design and water-wise native plants will add to savings in your water bill in the long run. Additionally, a well-landscaped yard can make your home more attractive to potential buyers, which can help it sell faster and for a higher price.

But the benefits of landscaping don’t stop there. A well-designed yard can also provide numerous other benefits, such as:

• Increased curb appeal: A beautiful yard can make your home stand out in your neighborhood and make it more inviting to visitors. This alone can add around 7-11 percent to the value of your home.
• Improved outdoor living space: With the right design, your yard can become an extension of your home, providing you with additional space to relax and entertain. Who doesn’t love a good BBQ as the sun is setting over the front range on a Colorado summer night? THOSE COLORS!
• Reduced energy costs: Strategically placed trees and shrubs can help shade your home, reducing your energy costs in the summer months. Efficient designs and watering systems will also reduce your water bill. Sustainable and water wise designs will save you money on your utility bill vs. highly sodded lawns and non-native plantings.

In conclusion, while the cost of landscaping your yard can vary greatly depending on several factors, it is ultimately an investment in your property. A well-landscaped yard can not only increase your home’s value but also provide numerous other benefits. If you’re considering a landscaping project, we encourage you to work with a professional landscaper who can help you design and execute a plan that meets your needs and budget.

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Nurture Your Lawn

With our extreme weather, including long and hot summers, it’s essential to ensure that your lawn looks great all year round. First, choosing suitable grass for the climate in Colorado Springs is necessary. Depending on how much sun or shade your yard gets and other factors like soil type and water usage restrictions, different types of grass may be more suitable than others.

Also, regular mowing and edging will help keep your lawn neat. In addition, trimming your grass to the proper height and edging around all hardscapes, plants, and trees is essential to keeping your lawn looking its best. Finally, fertilizing and watering regularly will ensure that your grass stays healthy throughout the season. Colorado Springs experiences lots of sunshine and heat, so it’s essential to water your lawn regularly and deeply to help keep it looking its best.

Add Greenery with Native Plants

Native plants adapt well to the climate and have evolved to survive in their unique conditions. They are more sustainable and consume less water than non-native species. Using native plants also helps promote biodiversity and attracts wildlife such as birds and butterflies.

Additionally, these plants can provide privacy screening, windbreaks, or food for wildlife when strategically placed. Ensure you select healthy, disease-free plants and prepare the soil before planting.

Plant Trees and Shrubs

Colorado Springs has plenty of sunny days; thus, when considering any landscaping ideas, it is essential to consider shade and privacy. Planting trees and shrubs is a great way to add both elements to your landscape design. Trees provide natural shade that can help keep your home cool in the summer while also adding beauty and character to your outdoor space. Shrubs are versatile plants used for hedges or accent pieces, providing both visual interest and privacy from neighbors or passersby.

The best part is that you can choose various shapes and sizes and evergreen varieties that provide year-round interest even when other plants are dormant during the winter. In addition, planting trees and shrubs in strategic locations can create niches or ‘rooms’ within the landscape, increasing visual interest and providing a sense of enclosure.

Add a Retaining Wall

Living in the mountains and foothills can create unique challenges for your yard and home. Adding a retaining wall not only helps to prevent erosion, but it can turn an unusable yard with ankle breaking slope into an easily walkable and leveled area. With various natural and manufactured options available, there are colors and options for every style.

Adding a set of steps built into your retaining wall adds ease of movement without sacrificing beauty. Whether it is with natural materials or blocks, a set of steps adds functionality and style to any retaining wall.

Add a Water Feature

A water feature can transform your Colorado Springs landscape into an outdoor oasis. Water features such as ponds, fountains, and waterfalls add visual interest and create a tranquil ambiance. You can choose from various materials and designs to suit your style. Installing a water feature also attracts wildlife to your yard, such as birds and butterflies.

The sound of running water can also help mask other noises and create a soothing environment. Additionally, adding water loving plants to your feature will help oxygenate the water, encouraging a healthier and more diverse ecosystem. Ensure that your water feature is professionally installed to ensure proper drainage and prevent flooding in your yard.

Add a Deck or Patio

Adding a deck or patio to your Colorado Springs landscape is an excellent way to create additional outdoor seating and dining areas. You can choose from various materials, such as wood, composite, stone, or even concrete pavers. With the wide range of options available for design and construction, you will find something that will fit in with your overall landscaping plan.

Additionally, adding features like built-in benches or fire pits can enhance your outdoor living space while providing extra functionality. To top it off add shade to your outdoor seating area, such as a pergola or gazebo.

Add Outdoor Lighting

Outdoor lighting is an excellent way to create ambiance and add visual interest to your Colorado Springs landscape. You can choose from various fixtures, such as string lights, post lamps, or wall sconces. Installing these lights strategically will highlight specific areas of your landscape and add an element of safety by illuminating pathways.

Additionally, you can install low-voltage lighting to save energy and money. Ensure that your lighting fixtures are appropriate for the space, and select energy-efficient bulbs to help reduce your energy consumption. An automatic transformer with a light sensor can be programmed to preference will increase efficiency and safety.

Add Pavement

Adding pavement to your landscape is a great way to enhance the look and feel of your outdoor space. Whether you’re looking for a new driveway, walkway, or patio, plenty of options will fit any budget and style. Pavement can add visual appeal and functionality to any property by providing an attractive surface for walking or driving.

Additionally, it is low maintenance and durable, so you don’t have to worry about regular upkeep or repair costs. With various materials available, such as concrete, asphalt, and pavers, you can easily find the perfect solution for your landscaping needs. Using pavement to enhance your landscape will not only improve the overall aesthetic of your property but also provide added value when it comes time to sell or rent.

Consider Xeriscaping

Xeriscaping is a great way to conserve water and maintain a beautiful Colorado Springs landscape. This approach encourages using drought-tolerant plants, efficient automatic irrigation systems, mulching, and other conservation strategies.

With Xeriscaping, you will have a low-maintenance yard that requires minimal watering while still looking attractive. Additionally, using native plants also helps promote biodiversity and encourages a healthy ecosystem.

In conclusion, enhancing your landscape in Colorado Springs can be a great way to improve the aesthetic of your home while also boosting its value. With careful planning and expert help, you can create a beautiful and functional outdoor living space for years to come. Contact Southern Mesa for any landscaping needs in the Colorado Springs area.

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